diff --git a/README.md b/README.md
index 44da8dc..844fd51 100644
--- a/README.md
+++ b/README.md
@@ -75,8 +75,14 @@ AI-Home-Directory/          # Mount point in containers
 │   │   └── PROJECT-MGMT-TOOLS.md
 │   ├── operations/         # Operational environment information
 │   │   └── OPERATIONS-KNOWLEDGE-TRANSFER.md
-│   └── templates/          # Template files for projects
-│       └── OPS-ENVIRONMENT.md
+│   ├── templates/          # Template files for projects
+│   │   └── OPS-ENVIRONMENT.md
+│   ├── collab/             # Human/AI interaction space
+│   └── artifacts/          # AI-managed content and resources
+│       ├── docs/           # AI-managed documentation
+│       ├── code/           # AI-managed code artifacts
+│       ├── config/         # AI-managed configuration
+│       └── templates/      # AI-managed templates
 ├── pmo/                    # ✏️ Read-write PMO (mounted read-write)
 │   ├── artifacts/          # PMO components and data
 │   │   ├── dashboard/      # PMO dashboard views
@@ -143,7 +149,25 @@ The databank directory contains readonly information that provides consistent co
 |------|---------|
 | [**OPERATIONS-KNOWLEDGE-TRANSFER.md**](./databank/operations/OPERATIONS-KNOWLEDGE-TRANSFER.md) | Knowledge transfer interview for operational roles |
 
-*Note: All databank files are readonly for AI agents*
+### Templates (`databank/templates/`)
+| File | Purpose |
+|------|---------|
+| [**OPS-ENVIRONMENT.md**](./databank/templates/OPS-ENVIRONMENT.md) | Operational environment template |
+
+### Collaboration (`databank/collab/`)
+| Directory | Purpose |
+|-----------|---------|
+| [**databank/collab/**](./databank/collab/) | Space for human/AI interaction |
+
+### Artifacts (`databank/artifacts/`)
+| Directory | Purpose |
+|-----------|---------|
+| [**databank/artifacts/docs/**](./databank/artifacts/docs/) | AI-managed documentation |
+| [**databank/artifacts/code/**](./databank/artifacts/code/) | AI-managed code artifacts |
+| [**databank/artifacts/config/**](./databank/artifacts/config/) | AI-managed configuration |
+| [**databank/artifacts/templates/**](./databank/artifacts/templates/) | AI-managed templates |
+
+*Note: All databank files are readonly for AI agents except in collab/ and artifacts/ directories*
 
 ---
 
diff --git a/databank/agents/AGENTS.md b/databank/agents/AGENTS.md
index c954a45..129a776 100644
--- a/databank/agents/AGENTS.md
+++ b/databank/agents/AGENTS.md
@@ -5,6 +5,7 @@ Friday, October 24, 2025 (Timezone: UTC+00:00 - Please adjust to local system ti
 
 | Date       | Version | Description                                      | Author              |
 |------------|---------|--------------------------------------------------|---------------------|
+| 2025-10-24 | 5.0.0   | Add databank collab and artifacts structure    | Charles N Wyble (@ReachableCEO) |
 | 2025-10-24 | 4.0.0   | Update PMO structure and documentation links   | Charles N Wyble (@ReachableCEO) |
 | 2025-10-24 | 3.0.0   | Add guidelines for gorgeous commit messages      | Charles N Wyble (@ReachableCEO) |
 | 2025-10-24 | 2.0.0   | Update for databank/PMO restructure              | Charles N Wyble (@ReachableCEO) |
@@ -14,6 +15,7 @@ Friday, October 24, 2025 (Timezone: UTC+00:00 - Please adjust to local system ti
 
 | Date       | Version | Description                                      |
 |------------|---------|--------------------------------------------------|
+| 2025-10-24 | 5.0.0   | Added databank collab and artifacts structure    |
 | 2025-10-24 | 4.0.0   | Updated PMO structure and documentation links    |
 | 2025-10-24 | 3.0.0   | Added guidelines for gorgeous commit messages    |
 | 2025-10-24 | 2.0.0   | Updated for databank/PMO restructure             |
@@ -202,6 +204,16 @@ Friday, October 24, 2025 (Timezone: UTC+00:00 - Please adjust to local system ti
 - Maintain consistency in behavior across different projects
 - Respect environment-specific configurations
 
+### Collaboration and Artifacts
+- Use `databank/collab/` for human/AI interaction and communication
+- Use `databank/artifacts/` for AI-managed content (docs, code, config, templates)
+- AI has full management control over `databank/artifacts/` directory
+- Human interaction primarily occurs in `databank/collab/` directory
+- The AI manages the `databank/artifacts/` directory structure as needed
+- Common pattern: `databank/artifacts/docs/`, `databank/artifacts/code/`, `databank/artifacts/config/`, etc.
+- Maintain clean separation between human-managed and AI-managed resources
+- Follow consistent naming conventions across artifacts
+
 ### Tool Integration
 - Work with existing development tools and workflows
 - Maintain compatibility with CI/CD pipelines
diff --git a/databank/artifacts/README.md b/databank/artifacts/README.md
new file mode 100644
index 0000000..436f8ee
--- /dev/null
+++ b/databank/artifacts/README.md
@@ -0,0 +1,12 @@
+# Databank Artifacts Directory
+
+This directory is fully managed by AI agents as they see fit for storing various artifacts.
+
+## Purpose
+
+- AI-managed documentation ([docs/](./docs/))
+- AI-managed code artifacts ([code/](./code/))
+- AI-managed configuration ([config/](./config/))
+- AI-managed templates ([templates/](./templates/))
+
+The AI has complete control over this directory and can organize, create, modify, and delete content as needed to support various functions and operations.
\ No newline at end of file
diff --git a/databank/collab/README.md b/databank/collab/README.md
new file mode 100644
index 0000000..5e14472
--- /dev/null
+++ b/databank/collab/README.md
@@ -0,0 +1,12 @@
+# Databank Collaboration Directory
+
+This directory is designated for human/AI interaction and communication within the databank.
+
+## Purpose
+
+- Spaces for communication between Charles and AI agents
+- Temporary files for collaborative work
+- Discussion documents and notes
+- Joint planning artifacts
+
+This directory allows for interaction while maintaining the readonly nature of the rest of the databank.
\ No newline at end of file