@misc{IT,
   title = "\emph{{IT in banks: What does it cost?}}",
   author = "{{Mai}}",
   howpublished = "{\url{https://www.dbresearch.com/PROD/DBR_INTERNET_ENPROD/PROD0000000000299039.pdf}}",
   year = 2012
}

@misc{DTCC,
    title = "\emph{{Embracing Disruption}}",
    author = "{{The Depository Trust \& Clearing Corporation}}",
    howpublished = "{\url{http://www.dtcc.com/~/media/Files/PDFs/DTCC-Embracing-Disruption.pdf}}",
    year = 2016
}
@misc{JVM,
   title = "\emph{{The Java Virtual Machine Specification Java SE 8 Edition}}",
   author = "{{Lindholm, Yellin, Bracha, \& Buckley}}",
   howpublished = "{\url{https://docs.oracle.com/javase/specs/jvms/se8/jvms8.pdf}}", 
   year = 2015
}

@misc{BOE,
   title = "\emph{{Money creation in the modern economy}}",
   author = "{{McLeay, Radia, \& Thomas}}",
   howpublished = "{\url{http://www.bankofengland.co.uk/publications/Documents/quarterlybulletin/2014/qb14q1prereleasemoneycreation.pdf}}",
   year = 2014
}

@misc{EUC,
   title = "\emph{{The European Commission's Settlement Finality Directive}}",
   author = "{{European Commission}}",
   howpublished = "{\url{http://ec.europa.eu/finance/financial-markets/settlement/index_en.htm}}",
   year = 1998
}

@misc{Bitcoin,
   title = "\emph{{Bitcoin: A Peer-to-Peer Electronic Cash System}}",
   author = "{{Nakamoto}}",
   howpublished = "{\url{https://bitcoin.org/bitcoin.pdf}}",
   year = 2008
}

@misc{Ethereum,
    title = "\emph{{A Next-Generation Smart Contract and Decentralized Application Platform}}",
    author = "{{Buterin et al.}}",
    howpublished = "{\url{https://github.com/ethereum/wiki/wiki/%5BEnglish%5D-White-Paper}}",
    year = 2014
}

@misc{Triple,
    title = "\emph{{Triple Entry Accounting}}",
    author = "{{Grigg}}",
    howpublished = "{\url{http://iang.org/papers/triple_entry.html}}",
    year = 2005
}

@misc{Ricardian,
    title = "\emph{{The Ricardian Contract}}",
    author = "{{Grigg}}",
    howpublished = "{\url{http://iang.org/papers/ricardian_contract.html}}",
    year = 2004
}

@misc{SCT,
    title = "\emph{{Smart Contract Templates: foundations, design landscape and research directions}}",
    author = "{{Clack, Bakshi, Braine}}",
    howpublished = "{\url{http://arxiv.org/abs/1608.00771}}",
    year = 2016
}

@misc{CordaIntro,
    title = "\emph{{Corda: An introduction}}",
    author = "{{Brown, Carlyle, Grigg, Hearn}}",
    howpublished = "{\url{http://r3cev.com/s/corda-introductory-whitepaper-final.pdf}}",
    year = 2016
}

@misc{PaymentChannels,
    title = "Bitcoin micropayment channels",
    author = "{{Mike Hearn}}",
    howpublished = "{\url{https://bitcoinj.github.io/working-with-micropayments}}",
    year = 2014
}

@misc{BIP70,
    title = "Bitcoin payment protocol",
    author = "{{Mike Hearn, Gavin Andresen}}",
    howpublished = "{\url{https://github.com/bitcoin/bips/blob/master/bip-0070.mediawiki}}",
    year = 2013
}

@misc{BIP32,
    title = "Hierarchical deterministic wallets",
    author = "{{Pieter Wiulle}}",
    howpublished = "{\url{https://github.com/bitcoin/bips/blob/master/bip-0032.mediawiki}}",
    year = 2013
}

@misc{HBBFT,
    author = {Andrew Miller and Yu Xia and Kyle Croman and Elaine Shi and Dawn Song},
    title = "{{The Honey Badger of BFT Protocols}}",
    howpublished = {Cryptology ePrint Archive, Report 2016/199},
    year = 2016,
    note = {\url{http://eprint.iacr.org/2016/199}},
}

@misc{ILPCC,
    author = {Stefan Thomas},
    title = "Crypto-Conditions",
    howpublished = {\url{https://interledger.org/five-bells-condition/spec.html}},
    year = 2016
}

@misc{AMQP,
    added-at = {2013-01-14T13:56:18.000+0100},
    author = {OASIS},
    biburl = {http://www.bibsonomy.org/bibtex/2b0b0d48cc2254e62b9b15110aa84ea95/flrnb},
    editor = {Godfrey, Robert and Ingham, David and Schloming, Rafael},
    interhash = {abed552c6901a1a994e1e99f55e6a0f5},
    intrahash = {b0b0d48cc2254e62b9b15110aa84ea95},
    keywords = {amqp},
    timestamp = {2013-01-14T13:56:18.000+0100},
    title = {Advanced Message Queuing Protocol (AMQP) Version 1.0},
    url = {http://docs.oasis-open.org/amqp/core/v1.0/amqp-core-complete-v1.0.pdf},
    year = 2012
}

@article{BigTable,
    author = {Chang, Fay and Dean, Jeffrey and Ghemawat, Sanjay and Hsieh, Wilson C. and Wallach, Deborah A. and Burrows, Mike and Chandra, Tushar and Fikes, Andrew and Gruber, Robert E.},
    title = {Bigtable: A Distributed Storage System for Structured Data},
    journal = {ACM Trans. Comput. Syst.},
    issue_date = {June 2008},
    volume = {26},
    number = {2},
    month = jun,
    year = {2008},
    issn = {0734-2071},
    pages = {4:1--4:26},
    articleno = {4},
    numpages = {26},
    url = {http://doi.acm.org/10.1145/1365815.1365816},
    doi = {10.1145/1365815.1365816},
    acmid = {1365816},
    publisher = {ACM},
    address = {New York, NY, USA},
    keywords = {Large-Scale Distributed Storage},
}

@misc{JavaTimeScale,
    title = "{{java.time.Instant documentation}}",
    howpublished = "{\url{https://docs.oracle.com/javase/8/docs/api/java/time/Instant.html}}",
    year = 2014
}

@misc{ZipFormat,
    title = {Zip file format},
    howpublished = {\url{https://pkware.cachefly.net/webdocs/casestudies/APPNOTE.TXT}},
    year = 1989,
    author = {PKWARE}
}