val legalContractReference: SecureHash
TODO:
hash should be of the contents, not the URI
allow the content to be specified at time of instance creation?
Motivation: its the difference between a state object referencing a programRef, which references a legalContractReference and a state object which directly references both. The latter allows the legal wording to evolve without requiring code changes. But creates a risk that users create objects governed by a program that is inconsistent with the legal contract.